Secrets to snagging freebies & discounts—no gotchas included!

In Episode No. 49, you'll learn how to wring more discounts and giveaways out of loyalty programs from supermarkets, outlet malls, movie theaters, drugstores, and tons of other retailers. Even Uber now has a loyalty program! You'll also learn about the dark side of these potential marketing traps and how to protect your data and your privacy so you don't get hacked!

We also cover:

• Why you might want to ditch your safe-deposit box. Here's why it's not as safe as you think!

• How to take advantage of sales-tax holidays in your state. Click here for a list.

DEAL ALERT! Get $20 off Refresh CBD Massage Oil from our sponsor, Cloud 9 Therapeutic Massage. Use the code hotshoppingtips at checkout.