Costco, Sam's Club & BJ's: Insider secrets for saving big!

In Episode #36, we give you the inside scoop on Costco, Sam's Club, and BJ's. Follow our expert dos and don'ts to make sure you're getting the best deals. Our savings tricks cover how to spot the biggest bargains in the store; perks you should be taking advantage of; important fine print in coupon and return policies; and how to score warehouse-club discounts without paying membership fees.

We also cover:

• A smart shopping strategy for that tax refund.

• What to do about latest rash of stores declaring bankruptcy, including Charlotte Russe, Claire's, Gymboree, Mattress Firm, and Sears.

DEAL ALERT! Get $20 off Refresh CBD Massage Oil from our sponsor, Cloud 9 Therapeutic Massage. Use the code hotshoppingtips at checkout.