How to cut your biggest cell-phone costs

Have you ever landed in cell hell, dealing with the fallout from a lost, damaged, or stolen smart phone? In Episode #9, we'll tell you what you need to know about cell-phone insurance policies that can save you this heartache—or maybe not! We'll reveal what they cover, what they don't, whether or not we bought policies, and how to get the best deal if you take the plunge.

We'll also talk about:

• Why you may be overpaying on Amazon and hot to stop it! (Apps we mention: Price Blink and Invisible Hand. Sites we mention: eBay, Jet, Walmart, Target, Boxed, and Costco, Krazy Coupon Lady, Howard Clark, and Business Insider.)

• A simple trick for saving hundreds on auto insurance. (Site we mention: J.D. Power.)

• How to really check your credit report for FREE—no hidden fees attached. (Site we mention: annualcreditreport.com.)

• The best and safest sunscreens. (Sites we mention: ConsumerReports.org and EWG.org. Products we mention: Coppertone Water Babies Pure & Simple Mineral Based Sunscreen Lotion, SPF 50, Equate Sport Lotion SPF 50, Aveeno Protect & Hydrate SPF 30, Redness Relieving Cetaphil Daily Facial Moisturizer, and Goddess Garden Organics SPF 30).