How to find the REAL deals—and avoid fake sales!

Do sale signs of 50, 60, or even 70 percent off suck you in every time? Before you run to the register, be aware that some sneaky retailers advertise markdowns based on inflated "original" prices that no one actually pays. In Episode #5, we'll tell you how to spot the real deals and avoid phony-baloney sales. Plus, we also cover:

• 6 easy ways to chop down your prescription drug costs. (Websites and apps we recommend: GoodRx, BlinkHealth.com, WeRX.org, and HealthWarehouse.com.)

• How to maximize your credit-card rewards and get free stuff. (Sites we recommend: NextAdvisor.com, ThePointsGuy.com, and CreditCards.com).

• Get a bikini—or Speedo—body for less! Now is a great time to join a gym, if you know the tricks to getting freebies and deals.